About

A broker who works for you — not the bank

With over 10 years in the mortgage industry and licenses across 6 states, I've helped 500+ families and investors find the right loan at the right rate.

Licensed mortgage broker

Branch Manager & Licensed Mortgage Broker

Stephen P. Tyler-The Lender Bender

NMLS #749335955

I started in the mortgage business because I saw too many borrowers get steered into the wrong loan by lenders who cared more about their commission than the client's outcome. As an independent broker, my job is different — I represent you, not the bank.

Over the past decade I've closed loans in South Carolina, North Carolina, Georgia, Florida, Tennessee, and Texas. Every market is different, and I bring that local knowledge to every transaction.

Whether you're a first-time buyer nervous about the process, a seasoned investor building a portfolio, or a homeowner looking to refinance into a better rate — I'll give you straight answers, fast turnarounds, and a loan that actually fits your life.

Licensed States

SC · NC · GA · FL · TN · TX

Years in Business

10+

Loans Closed

500+

Client Rating

5★ Average

How I work

01

Broker independence

I'm not tied to one lender. I shop your file across dozens of wholesale lenders to find the best rate and terms for your situation.

02

Transparency first

No hidden fees, no bait-and-switch. You'll know exactly what you're getting before you sign anything.

03

Speed & communication

Pre-approvals in 24 hours. You'll always know where your loan stands — no chasing, no silence.

04

Long-term relationship

My goal isn't one transaction. I want to be your mortgage advisor for every home you ever buy or refinance.

Ready to work together?

Let's start with a free, no-pressure consultation. I'll review your goals and tell you exactly what programs you qualify for.

Schedule a free consultation