About
A broker who works for you — not the bank
With over 10 years in the mortgage industry and licenses across 6 states, I've helped 500+ families and investors find the right loan at the right rate.
Branch Manager & Licensed Mortgage Broker
Stephen P. Tyler-The Lender Bender
NMLS #749335955
I started in the mortgage business because I saw too many borrowers get steered into the wrong loan by lenders who cared more about their commission than the client's outcome. As an independent broker, my job is different — I represent you, not the bank.
Over the past decade I've closed loans in South Carolina, North Carolina, Georgia, Florida, Tennessee, and Texas. Every market is different, and I bring that local knowledge to every transaction.
Whether you're a first-time buyer nervous about the process, a seasoned investor building a portfolio, or a homeowner looking to refinance into a better rate — I'll give you straight answers, fast turnarounds, and a loan that actually fits your life.
Licensed States
SC · NC · GA · FL · TN · TX
Years in Business
10+
Loans Closed
500+
Client Rating
5★ Average
How I work
Broker independence
I'm not tied to one lender. I shop your file across dozens of wholesale lenders to find the best rate and terms for your situation.
Transparency first
No hidden fees, no bait-and-switch. You'll know exactly what you're getting before you sign anything.
Speed & communication
Pre-approvals in 24 hours. You'll always know where your loan stands — no chasing, no silence.
Long-term relationship
My goal isn't one transaction. I want to be your mortgage advisor for every home you ever buy or refinance.
Ready to work together?
Let's start with a free, no-pressure consultation. I'll review your goals and tell you exactly what programs you qualify for.
Schedule a free consultation